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A pawn loan is another name for a collateral loan. This is when money is lent in exchange for items of value with the loan amount based on the item’s value. The item is returned when the loan is paid off, or can be surrendered as payment in full. Additional time may be created to redeem the loan by making payments. See associates for details.
When you bring an item to PawnWorks for a pawn loan, we’ll first evaluate the item to determine its value. Loan amounts vary according to the item’s value. Your loan amount will be determined according to factors such as product demand, condition of the item and accessories accompanied by the item.
Should you choose to accept the pawn loan, you’ll receive cash on the spot and will have a set period of time in which to repay your loan. When you return to pay back the loan, we’ll promptly return your item.