GROW YOUR NEST EGG High Yield Savings Account Rates as high as 3.40% Your Money, Faster. Your Future, Secured. Our High Yield Savings Account combines the momentum of a market-leading APY with the stability of a local, member-owned institution. Experience financial growth, with the access you need, and the security you deserve. Three Tier Savings Account: 3.40% APY on balances of $200k+ .3.25% APY on balances of $75k+ 0.07% APY on balances under $75k What's in it for You: Savings that grow Cash for emergencies or opportunities Safe and insured funds by the NCUA MIDMINNESOTA FEDERAL CREDIT UNION Open an account today at mmfcu.org, visit your local office, Alexandria | 405 50th Ave W, Suite #106 | (320) 762-2686 | mmfcu.org or call us at (320) 762-2686. *APY=Annual Percent Yield. APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA) have tiered balances of $200,000 or more, and $75,000 to $199,999. If balance falls below $75,000, an APY of 0.07% will be earned as of 1/1/26. Fees may reduce earnings; a $15 service fee will occur if minimum balance is not maintained and a $10 fee for each withdrawal or transfer beyond six per monthly statement period. HYSA is not available for business accounts. Dividends are based on the Credit Union's earnings and cannot be guaranteed. Each member is federally insured up to $250,000 by the National Credit Union Administration. GROW YOUR NEST EGG High Yield Savings Account Rates as high as 3.40 % Your Money , Faster . Your Future , Secured . Our High Yield Savings Account combines the momentum of a market - leading APY with the stability of a local , member - owned institution . Experience financial growth , with the access you need , and the security you deserve . Three Tier Savings Account : 3.40 % APY on balances of $ 200k + .3.25 % APY on balances of $ 75k + 0.07 % APY on balances under $ 75k What's in it for You : Savings that grow Cash for emergencies or opportunities Safe and insured funds by the NCUA MIDMINNESOTA FEDERAL CREDIT UNION Open an account today at mmfcu.org , visit your local office , Alexandria | 405 50th Ave W , Suite # 106 | ( 320 ) 762-2686 | mmfcu.org or call us at ( 320 ) 762-2686 . * APY = Annual Percent Yield . APY accurate as of 1/1/2026 and may change after account opening . Opening balance of High Yield Savings Account is $ 75,000 . High Yield Savings Account ( HYSA ) have tiered balances of $ 200,000 or more , and $ 75,000 to $ 199,999 . If balance falls below $ 75,000 , an APY of 0.07 % will be earned as of 1/1/26 . Fees may reduce earnings ; a $ 15 service fee will occur if minimum balance is not maintained and a $ 10 fee for each withdrawal or transfer beyond six per monthly statement period . HYSA is not available for business accounts . Dividends are based on the Credit Union's earnings and cannot be guaranteed . Each member is federally insured up to $ 250,000 by the National Credit Union Administration .