Save Big: Consolidate Your Debt with a Home Equity Loan! Home Equity Loan Rates as low as 5.49% APR* for 5 years. Plus up to $1,000 off closing costs. NEW easy online application. Borrow against the equity in your home to remodel, consolidate debt, or take a vacation. With a Mid Minnesota Federal Credit Union Home Equity Loan, the options are endless. Apply today at mmfcu.org/home-equity, visit your local office or call us at (218) 829-0371. MIDMINNESOTA FEDERAL CREDIT UNION *APR=Annual Percentage Rate. Subject to credit approval, not all applicants will qualify. Loan amounts will be determined by income and other factors, including collateral details. The rate shown is the lowest Home Equity Rate available and your rate maybe higher. Properties can be 1-4 single family owner and non-owner-occupied homes orland. For Combined Loan to Value's up to 80%, Maximum loan amount is $200,000.For Combined Loanto Value's up to 85%, Maximum loan amount is $100,000. Maximum Combined Loanto value is 90%. Eligibleforhomes in Minnesota only. Consumershould contacttax advisor for further information. Anexamplepaymentis: 5.49% APR over 60 months would be $19.14 per $1,000 borrowed. Rates are subject to change at any time without notice. Closing costs range from $500 to $2000. Waived closing costs up to $1000 on home equityapplications. Homeowners insurance is required for all 1-4single family properties. Full appraisal and Jr Title Policy required on all properties over 80% Combined Loan to Value or Over $100,000 loan amount. Federally insured by NCUA. Equal Housing Lender. Rates as of 1/1/25. Alexandria | 405 5th Ave W, Suite #106 | (320) 762-2686 | mmfcu.org Save Big : Consolidate Your Debt with a Home Equity Loan ! Home Equity Loan Rates as low as 5.49 % APR * for 5 years . Plus up to $ 1,000 off closing costs . NEW easy online application . Borrow against the equity in your home to remodel , consolidate debt , or take a vacation . With a Mid Minnesota Federal Credit Union Home Equity Loan , the options are endless . Apply today at mmfcu.org/home-equity , visit your local office or call us at ( 218 ) 829-0371 . MIDMINNESOTA FEDERAL CREDIT UNION * APR = Annual Percentage Rate . Subject to credit approval , not all applicants will qualify . Loan amounts will be determined by income and other factors , including collateral details . The rate shown is the lowest Home Equity Rate available and your rate maybe higher . Properties can be 1-4 single family owner and non - owner - occupied homes orland . For Combined Loan to Value's up to 80 % , Maximum loan amount is $ 200,000.For Combined Loanto Value's up to 85 % , Maximum loan amount is $ 100,000 . Maximum Combined Loanto value is 90 % . Eligibleforhomes in Minnesota only . Consumershould contacttax advisor for further information . Anexamplepaymentis : 5.49 % APR over 60 months would be $ 19.14 per $ 1,000 borrowed . Rates are subject to change at any time without notice . Closing costs range from $ 500 to $ 2000 . Waived closing costs up to $ 1000 on home equityapplications . Homeowners insurance is required for all 1-4single family properties . Full appraisal and Jr Title Policy required on all properties over 80 % Combined Loan to Value or Over $ 100,000 loan amount . Federally insured by NCUA . Equal Housing Lender . Rates as of 1/1/25 . Alexandria | 405 5th Ave W , Suite # 106 | ( 320 ) 762-2686 | mmfcu.org